How to build an emergency fund on £30k a year
Three months of expenses sounds impossible until you break it into 18 monthly transfers. Here's the spreadsheet we used and the supermarket swaps that paid for it.
We're a small team in Manchester writing about saving, ISAs, council tax and the everyday choices that actually move the needle. No get-rich-quick. No affiliate clutter. Just honest pieces from people who live on a normal salary.
Three months of expenses sounds impossible until you break it into 18 monthly transfers. Here's the spreadsheet we used and the supermarket swaps that paid for it.
NS&I dropped the prize fund rate again in March. We ran the numbers for three real savers — £2k, £10k and £40k — to see who still benefits from the bonds.
Single Person Discount, band challenges, severe mental impairment exemption — three routes most households never check. One reader saved £634 last year.
We tracked usage in two flats with identical heating for six weeks. The boring answer: it depends entirely on whether anyone looks at the in-home display.
Profit Pro started as a WhatsApp group of friends comparing supermarket prices in 2023. Three years on we publish weekly notes on personal finance from a UK angle — no financial-advisor degrees, no commission, just careful reading of the rules and honest reporting of what worked.
We're not regulated by the FCA and nothing on this site is regulated financial advice. We write about our own experience and the publicly available rules around UK savings, tax and benefits.
Got a question or a story you'd like us to cover? Drop a line — we read every email.
hello@profit-pro-1.com
14 Lever Street
Manchester M1 1DZ
United Kingdom